Many people choose to forego having some type of roadside assistance program. Even if their car insurance has it as an added service, they still choose to not have it, thinking it’s going to cost them some huge amount of money.
As someone in the driver’s seat, I honestly cannot stress enough having roadside assistance. I know what guys like me charge for simple stuff like jumping your battery or unlocking your door. For what it cost to have me come out and help you, you would pay that for a set period of time where you get several assistance calls. That to me is worth it.
Say your roadside assistance is an added $80 for a ten month period. You may very well be paying that each time I help you. So in a four month time span, if you lock your keys in your car, run over a nail, and have a dead battery, you’re paying triple that; and there would still be six months to go if your insurance was covering you.
Even if you’re a very responsible person, stuff happens. And stuff usually happens when other stuff is already happening. So just like with having health insurance or life insurance, this is “stuff insurance”.
Even if you know how to swap out a tire, do you really want to get out while cars are zipping past you at 70 MPH as you’re trying to do it? Is your life really not worth an extra $80? I don’t care if you’re a NASCAR pit crew member or a total amateur; having to swap tires on a highway is hairy business.
I own my own towing company, and I have roadside assistance. It’s just an inexpensive way to keep yourself safe. Just be sure you know what exactly your roadside assistance covers, as well as any hidden fees; otherwise, you’re just as good to pay it out of pocket each time.